Injured on lunch break: does employee get worker’s comp?

Worker’s compensation can be a headache for the employer and employee if both parties do not know all the regulations or coverage. The misunderstanding of regulations can lead to monetary loss, time loss, and a stressful work environment. One of the most common questions is: Is an employee eligible for worker’s compensation when injured during the lunch break?

The employee gets worker’s compensation if the employee gets hurt while

–          On the clock and in job premises
–          On the clock but out of premises because his duties require it, such as meeting with a client.

However, the worker’s compensation is denied if the employee gets hurt while

–          Not on the clock and in the job premises
–          Not on the clock and out of the job premises
–          On the clock and out of the premises doing personal activities, such as paying bills, picking up his children, depositing money to his personal account, and more.

When the employee is not on the clock and in the job premises, the claim should be submitted to the general liability holder, not to the worker’s compensation.  For more information click here http://www.tdi.texas.gov/wc/idr/apdliability3.html

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About J&B Professional Cleaning Service
Specialing in all types of Janitorial, Construction and Remodeling Clean-Ups

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